Motorcycle accidents in Austin can be devastating, leaving riders with serious injuries, costly medical bills, and complicated legal questions. Motorcycle accident claims can be complicated and dealing with insurance can be daunting. At Batrice Law Firm, our goal is to help riders understand their rights even if they never get into an accident and protect their rights if they do. Below is a guide with common questions and answers every rider in Texas should know.
What insurance is required for motorcycle riders in Texas?
Texas law requires all motorcycle riders to carry minimum liability coverage:
- $30,000 per person for bodily injury
- $60,000 per accident for total bodily injury
- $25,000 for property damage
This basic coverage helps protect you financially if you cause an accident. However, minimum limits often aren’t enough when medical bills and damages pile up. Many riders add extra policies such as collision coverage or uninsured/underinsured motorist coverage to fill in the gaps and avoid paying out of pocket.
What should I do immediately after a motorcycle crash?
The steps you take after an accident are critical for both your safety and your legal claim.
- Call 911 to report the accident and request medical help.
- Move to a safe location to avoid further harm.
- Document the scene by taking photos of vehicles, road conditions, and any visible injuries.
- Collect information from drivers, witnesses, and police.
Even if your injuries seem minor, seek medical attention right away. Medical records serve as proof of your injuries and connect them directly to the accident.
How long do I have to file a motorcycle accident claim in Texas?
Texas law gives you two years from the date of the accident to file a claim. Missing this deadline could prevent you from recovering compensation. Because cases can take time to investigate, it’s best to contact a motorcycle accident attorney in Austin as soon as possible.
What if I was partially at fault for the accident?
Texas uses a modified comparative fault rule. This means:
- If you are less than 51% at fault, you can still recover damages.
- Your compensation will be reduced by your percentage of fault.
For example, if you’re found 20% responsible and awarded $100,000, you would receive $80,000. Understanding this rule is critical when negotiating with insurance companies.
What types of compensation can I recover?
Motorcycle accident victims in Texas may be entitled to:
- Medical expenses (emergency treatment, surgery, rehab, ongoing care)
- Lost wages and lost earning potential
- Property damage (repairs or replacement of your motorcycle)
- Pain and suffering (physical pain, emotional distress, loss of enjoyment of life)
An experienced personal injury lawyer can help you calculate the true value of your claim, so you don’t settle for less than you deserve.
What safety practices reduce motorcycle accidents?
While you can’t control other drivers, defensive riding can reduce risks.
- Always wear safety gear: DOT-approved helmet, gloves, and reflective jackets.
- Keep a safe distance from other vehicles and anticipate sudden stops.
- Watch for left-turn collisions, one of the most common causes of motorcycle crashes in Austin.
- Avoid lane splitting, which is illegal in Texas.
Staying alert and practicing defensive riding can save lives.
Why is documenting everything so important?
Evidence strengthens your claim and proves liability. Always collect:
- Police reports and crash records
- Medical treatment records and bills
- Photos of damage, injuries, and road conditions
- Witness statements and contact information
- App or GPS data showing your location and ride details
The more documentation you have, the harder it is for insurance companies to dispute your claim.
Do I need a motorcycle accident attorney in Austin?
Yes, dealing with insurance companies alone can be overwhelming. A personal injury attorney helps by:
- Investigating your accident and collecting evidence
- Handling negotiations with insurance companies
- Making sure claims are filed on time
- Fighting for maximum compensation in court, if necessary
At Batrice Law Firm, we provide free consultations to help riders understand their options without risk or cost.
Key Takeaway:
If you are involved in a motorcycle accident in Austin, understanding your insurance requirements, your rights under Texas law, and the claims process is essential. By seeking medical care, documenting the scene, and working with an experienced attorney, you can protect yourself, your family, and your financial future.
At Batrice Law Firm, we are committed to guiding injured riders every step of the way while protecting their rights, recovering compensation, and moving forward with confidence. If you or a loved one has been in a motorcycle crash, contact us today to speak with a trusted Austin motorcycle accident lawyer.
